Your wedding will be a once in a lifetime event! Therefore, you will certainly want it to be absolutely perfect, and go off without a hitch. Getting ready with your bridal party members, walking down the aisle in your gorgeous wedding dress, vowing your love to your partner, sealing it with a kiss, celebrating with all of your closest friends and family members; the list goes on and one when it comes to all of the tasks that you will need to complete and the events that you will take part in on your big day.
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However, in order to bring your special day to life, you will need to shell out quite a bit of money. From hundreds to upwards of thousands of dollars, weddings can become very costly to create! Therefore, you will want to ensure that your funds are protected for your own nuptials, as you wouldn’t want to spend so much money for a day that may not happen if an unfortunate circumstance should arise.
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We believe that every couple should be prepared as they plan their wedding! That’s why, here at Curtis Wallis Photography, as Cincinnati wedding photographers, we have gathered some reasons as to why you should invest in wedding liability insurance for your own big day. If you would like to discover what these reasons are, you will certainly want to continue reading, to gain some wonderful insight:
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Falling Ill or Becoming Injured.
Unfortunately, getting sick is something that no one can control. From the dreaded flu, to breaking a leg, or even being hospitalized for an out of the blue case of appendicitis, there are many ailments that could occur on, or prior to, your wedding day. If you, your partner, or an incredibly important member of your family, such as one of your parents, should fall ill or become injured, you certainly wouldn’t want your wedding to carry on without them or under these circumstances. So, know that if you invest in wedding liability insurance, you can protect your big day, allowing you to postpone your nuptials until you, or your loved one, recovers. However, keep in mind that pre-existing medical conditions are usually not covered, so you will want to make yourself entirely aware of what your insurance policy will cover.
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Inclement Weather.
Just as with becoming ill, the weather too, is unpredictable! If you are hosting an outdoor wedding, you certainly wouldn’t rain or wind to put a damper on your big day. In addition, know that even extreme heat could be unpleasant, as you wouldn’t want your guests to become dehydrated or pass out within the sun at your wedding. Therefore, you will certainly want to purchase wedding liability insurance! This way, if you have to postpone your wedding due to inclement weather, you will be able to do so successfully. So, from rain, wind, and extreme heat, to even hurricanes, floods, and tornadoes, know that your big day will be covered.
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Venue Unavailability.
You have booked a wedding venue, or venues, to tie the knot and celebrate within. From your church wedding ceremony, to your festive banquet hall reception, your settings are most likely the most expensive expenses for your big day. Therefore, if they become unavailable due to unfortunate circumstances, know that this could be detrimental to your budget! So, wedding liability insurance should certainly be purchased, as you will then be covered if your venue were to burn down, experience electrical outages, or even if they have chosen to shut down before your big day arrives.
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Military Deployment.
Are you or your partner involved in the military? If so, there is the potential for your to be shipped off at any moment. Deployments aren’t planned, and you certainly wouldn’t want one to occur when your wedding day is supposed to be taking place. By investing in wedding liability insurance, you can make sure that you won’t suffer the consequences of an unforeseen deployment, if one should occur.
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Ruined Attire.
Your wedding attire will be a big part of your big day! You have searched tirelessly to discover your dream wedding dress, had it created in your size, and took part in many alteration appointments to ensure that it fits you like a glove for your grand debut down the aisle. Therefore, the last thing you would want to happen is for it to get ruined! In addition, the groom has discovered his own attire as well. A handsome suit or tuxedo, formal socks, elegant shoes; you both have beautiful, and expensive, ensembles for your nuptials. However, know that if they should become ruined, or even burnt up in an unfortunate house fire, you would be out hundreds, if not thousands, of dollars! In addition, if you are planning a destination wedding, and traveling within your attire, it could get lost as it is being transported…wouldn’t that be awful? If you purchase wedding liability insurance, you can protect your wedding attire if any unexpected events should arise.
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Vendor Failure.
In order to bring your wedding day to life, you will hire an array of vendors. A wonderful caterer to serve your delicious cuisine, a festive DJ to present you with celebratory entertainment, a vetted photographer to capture each detail of your big day; each and every vendor is a big part of your nuptials, and your budget. After all, each vendor comes with a price tag! Therefore, if they weren’t able to provide services for your big day, you would be out quite a bit of money. However, if you invest in wedding liability insurance, you can be covered if an unfortunate event should occur with your wedding vendors. If your officiant were to not show up, if your DJ were to fall ill with no back-up, or if your wedding cater were to run out of food, know that your wedding liability insurance will have you covered.
Being financially prepared for your big day is certainly of importance! By investing in wedding liability insurance, you can ensure that your own nuptials will be covered.
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In addition for planning your liability insurance, you will want to book your wedding photographer in Cincinnati, Ohio! So, please get in touch with us here at Curtis Wallis Photography, as we would be pleased with the opportunity to capture your big day.
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